Privacy Policy

Xpress Finance Privacy Policy

At Xpress Finance , we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

By using our services, you agree to the terms of this Privacy Policy. If you do not agree with the terms of this policy, please do not use our website or services.

1. Information We Collect

We collect personal and non-personal information to provide you with our loan services, improve our offerings, and comply with legal requirements. The information we may collect includes:

  • Personal Information:

    • Full name
    • Email address
    • Phone number
    • Date of birth
    • PAN Card
    • Employment details
    • Financial details (e.g., bank account information, income, credit score)
    • Identification documents (e.g., driver’s license, passport)

2. How We Use Your Information

We use the information we collect in the following ways:

  • To process your loan application
  • To verify your identity and assess creditworthiness
  • To communicate with you about your account, services, or promotional offers
  • To improve our website and services
  • To comply with legal obligations
  • To prevent fraud, detect risks, and ensure the security of our website and services

3. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect non-personal information about how you interact with our website. You can manage cookie preferences through your browser settings, but disabling cookies may affect the functionality of our website.

4. Data Security

We implement industry-standard security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites, and we encourage you to read their privacy policies.

6. Changes to This Policy

We may update this Privacy Policy from time to time. When we make changes, we will notify you by updating the “Effective Date” at the top of this page. We encourage you to review this policy periodically.

This privacy policy is designed to be general, but you should customize it to reflect your company’s specific practices and comply with applicable regulations.