Express Speed Services!
Speed Approval
It takes a about a day to disburse the loan amount once the loan application has been approved and the formalities have been completed
Easy to Apply
The application procedure is easy and straightforward. We're simply a phone call away if you're experiencing problems applying for a loan
Tranparent Process
Your application will be processed in a short duration if you provide all the necessary documents and meet the eligibility criteria.
Instant Top-Up
You can obtain a top up loan at lower rate of interest and lesser processing fee, provided you have paid back the earlier loan amount in time.
Any time you are in need of instant funds you will always find Xpress Finance there!
Xpress Finance is an online platform which you can approach confidently whenever you find yourself without cash at any time during the month. It can be daunting to have no money in the household with salary date still far away. This is exactly where we come in. Our instant loan is simple to acquire. With minimal documentation, the entire process right from the registration until the disbursal is smooth and hassle-free to provide you with the best end-to-end experience.
This is not all. We are always there when you are in need of immediate funds, provided your repayment record is clean
We shared all the information with the borrower and no hidden charges.
our loans can be used for several other purposes
SMALL HOME RENOVATIONS
Xpress Finance offers you instant short-term loans in case you need to fix certain areas of your home..
LOAN TO MEET FINANCIAL OBLIGATIONS
One can have a hefty credit card bills. Making repayments on a credit card with a high outstanding balance can be troublesome.
LOAN FOR MEDICAL EMERGENCY
Medical emergencies are one of the most common reasons people apply for personal loans.
Rates & Charges
Minimum Loan Amount
Rs. 50000/-
Maximum Loan Amount
Rs. 5000000/-
Tanure Date
45 Days to 3 Years
Processing Fee
1.5% of Loan Amount
NO Pre
No Pre Closes Charge
ROI (Rate of Interest)
1.5% to 3%
APR (Annual precentage Rate)
18% to 36%
Cheque Bounce Charge
Rs. 1500/-
| Loan amount | Tenure | Interest Rate | Admin Fee | APR | Amount Deposit | Monthly EMI | Total interest |
|---|---|---|---|---|---|---|---|
|
100000 |
12 |
32.64% PA |
2000 |
35.96% |
Rs. 98000 |
9847 |
18168 |
Documents Required & Eligibility Criteria
Eligibility Criteria
- Indian resident
- Salaried Employee/Business Owner/Self Employed
- Above 21 years of age
- Savings Bank Account Holder
- Fair CIBIL Score
Documents Required
- Completely filled personal loan application. Indian resident
- PAN Card
- Residence proof – Passport, Driving Licence, Voter ID, Postpaid/Landline Bill, Utility Bills (Electricity/Water/Gas).
- Bank statements for the last 3 months of salary account.
- Salary Slips of last 6 months.